About Us

Southern Illinois Bancorp

Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, is the financial holding company for First National Bank of Carmi, Illinois, (First Bank), First Financial Services, First Insurance Agency of White County, Inc., (First Insurance Agency), and Southern Illinois Title Insurance Services, Inc. (Southern Illinois Title). By structuring these businesses under one roof, our clients benefit from a continuity of interconnected financial services with a single relationship.