More than a loan decision.
It takes time to gather the information that banks request when you apply for a loan. Then you are asked to submit financial statements to the bank every year after that. The bank analyzes the data, but rarely do you receive feedback on the information.
From First Bank, you’ll get more than a loan decision.
After we conduct a detailed analysis of the information you supply to us, we will provide you with a personalized financial analysis report. You’ll gain data-driven helpful ideas on growing your revenue, improving your margins, and controlling your expenses. Within the document, you will also find a peer analysis comparing your own results and ratios to others in your industry. This financial analysis is in addition to the risk assessment we conduct early in our relationship to help you to identify any areas of vulnerability for your business.
Term Business Loans
A First Bank term loan is an excellent and smart source of funding for your business.
Business Lines of Credit
Our flexible Business Line of Credit gives you fast, convenient access to the funds you need to grow your business.
Real Estate Mortgages
From acquisition loans to construction loans, our committed Business Bankers will be your personal real estate partner, offering expertise through the entire process.
Agricultural and Farming Loans
At First Bank, we are proud of our heritage and continued commitment to agriculture development in southeast Illinois and southwest Indiana.
Oil & Gas Industry Loans
First Bank has a very strong history of lending to companies in our area who earn their living in oil and gas.
Small Business Association
U.S. Small Business Administration Loans – a great financial tool for small businesses – offer affordable down payments and convenient repayment terms.
Business leases allow you to keep more of your own money while still ensuring your business has the equipment it needs to operate.