YouFirst eChecking

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We’re putting you first with our new YouFirst eChecking account! Earn a PREMIUM 2.22% APY1 when you:

  • Make 15 or more debit card transactions per statement cycle
  • Have at least one electronic deposit or payment per statement cycle
  • Make one Online BillPay transaction per statement cycle
  • And, are enrolled in eStatements

YouFirst eChecking account features.

Account Features Details
Minimum to open $100
Monthly service charge2 $0 when balance of $750 is maintained; otherwise $7.
Interest On balances $750 and greater. Ask for details and current rates.
Per item service charge $0


Non-First Bank ATM fees can be reimbursed up to $15 per month upon client’s request.

All First Bank checking accounts include:


1When account requirements are met, earn 2.22% APY (Annual Percentage Yield). APY accurate as of 7/31/18. Rate may change after account opening. $750 minimum balance required to earn stated APY up to $10,000. Fees could reduce earnings. See a Financial Services Representative for additional product terms & conditions. 2Checking and savings accounts are considered dormant after 365 days of no activity, regardless of balance. Dormant checking accounts will be assessed a $5 monthly fee, and dormant savings accounts (excluding Student Savings) will be assessed a $5 quarterly fee. 3Web-enabled mobile phone needed for mobile banking access. 4Bank owning ATM may charge a fee.